Terms

Qashflo is a brand of the BIGhub ecosystem. These terms apply to the website and to the financing-request follow-up service. The terms for business accounts and cards, provided by regulated partners, are presented and accepted when the account is opened. Contact: contact@qashflo.eu.

You may use the website to learn about our services and contact us. You agree not to use it unlawfully, not to try to access non-public areas, not to harm its operation and not to submit false data or third-party data without authorisation.

Qashflo does not grant financing. Financing is provided by YouLend. Our role is to receive your request, contact you, explain the process and send you the link to submit the application to YouLend.

• Submitting the form is not an application and does not guarantee approval.
• Availability, amount, price and terms depend on YouLend’s assessment and on market conditions.
• The application to YouLend is governed by YouLend’s terms and privacy policy.
• The financing request does not require any upfront payment.

The BIGhub / Qashflo subscription is only offered to you after you receive the funds, if the financing is approved. Prices, duration and terms are shown before you sign up and apply only if you accept them.

Some services (for example, accounts and cards) are provided by regulated partners, such as Modulr Finance B.V., under their own terms. Qashflo is not a credit institution or a payment institution.

The website’s content, brands, logos, texts and images belong to Qashflo, BIGhub or their respective owners (for example, YouLend and Modulr). You may not reproduce or use them without prior authorisation.

The website and its information are for information purposes and are provided “as is”. To the extent permitted by law, Qashflo is not liable for third-party decisions (including approval or refusal of financing), for temporary unavailability of the website or for indirect damages. Nothing in these terms excludes liability that cannot be excluded by law.

The processing of your personal data is described in our Privacy Policy and Cookie Policy.

We may update these terms. The version in force is the one published on this page, with the date of the last update.

These terms are governed by Portuguese law. Portuguese courts have jurisdiction over disputes, without prejudice to mandatory protection rules that apply to you.